How to Identify How Much IDR Forgiveness Credit You Actually Have?
A new income-driven repayment (IDR) forgiveness tracker has just dropped on the Student Aid website. It was released literally at the last minute during the final days of the Biden administration. But...
View ArticleHow Changing Non-Profit Hospitals’ Tax Status Could Jeopardize PSLF for Millions
House GOP members have floated the idea that they could raise billions of dollars in revenue by changing the tax status of non-profit hospitals to for-profits. But for millions of healthcare workers...
View Article10 Universities in Republican Swing Districts that Could Face Severe...
One of the big proposals in the Republican budget reconciliation bill of 2025 to reform higher ed is to eliminate PLUS loans. If this were to take effect, a number of universities would face severe...
View ArticleMarried Filing Separately is Safe After Scary Statement by Dept of Ed Official
Editor's note: On April 16, 2025, the Department of Education filed a corrected declaration that removed the earlier language suggesting spousal income would be counted for borrowers who file as...
View ArticleWhy Is Disability Insurance So Expensive?
Why is disability insurance as a doctor so expensive? It’s not uncommon to get a quote for a couple hundred to a few hundred per month in premium for a disability insurance policy (ouch!) We’ll cover...
View ArticleWorried About the Student Loan Tax Bomb (Again)? Here’s Why Most Borrowers...
The American Rescue Plan from 2021 made student loan forgiveness tax-free until the end of 2025. That change was key to making the student loan cancellation programs put forward by the Biden...
View ArticleShould You Stay on the IBR plan? How to Know If It Still Makes Sense
Congressional Republicans are proposing major changes to income-driven repayment (IDR) plans. If you’re one of the many borrowers on Income Based Repayment (IBR), you may be wondering: Should I stay on...
View ArticleStudent Loan Consolidation is Risky in 2025 — Unless You’re One of These 3...
The Biden administration’s Saving on a Valuable Education (SAVE) plan was supposed to make federal student loan consolidation a no-brainer. Under the new rule, you’d get credit based on the weighted...
View ArticleWhy Private Student Loan Borrowing Will Explode Under the New GOP Plan for...
The House GOP recently proposed capping federal student loans at the following levels: It’s highly likely that we will see a bill become law that reforms student loans this Congress. The Trump tax cuts...
View ArticleWill Trump Repeal PSLF? What to Know
Could President Trump's victory in the 2024 election mean the end of the Public Service Loan Forgiveness (PSLF) program? Republicans in Congress have already telegraphed their plans for PSLF when they...
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